Independent Insurance Broker
Truck Insurance That Fits the Way You Operate.
We're an independent broker — we shop coverage across multiple markets to find the right fit for your trucks, your freight, and your routes.
Owner Operators
You Run Your Own Rig. Your Insurance Should Work the Same Way.
When you're an owner operator, every dollar matters. You need coverage that meets your lease requirements or authority needs — without paying for things that don't apply to your operation.
We take the time to understand your setup: what you haul, where you run, whether you're leased to a carrier or running your own authority. Then we go find coverage that actually fits.
Small Fleets
More Trucks, More Moving Parts. We Help You Keep It Manageable.
Managing a fleet means juggling drivers, equipment, compliance, and costs all at once. Insurance shouldn't be another headache.
We work with small fleet owners to build coverage that scales with your operation — whether you're running three trucks or thirty. One point of contact, clear communication, and coverage that keeps your business moving.
Coverage Overview
The Coverage Trucking Businesses Actually Need
We help you understand what each type of coverage does — and find the right combination for your operation.
Commercial Auto Liability
Covers bodily injury and property damage you cause to others while operating your truck. Required by the FMCSA for interstate carriers — this is the foundation of any trucking insurance program.
Physical Damage
Covers repair or replacement of your truck and trailer if they're damaged in a collision, fire, theft, or other covered event. Protects the equipment you depend on to earn a living.
Motor Truck Cargo
Covers the freight you're hauling if it's lost, damaged, or stolen while in your care. Many shippers and brokers require cargo coverage before they'll work with you.
General Liability
Covers claims for bodily injury or property damage that happen away from your truck — at a customer's loading dock, for example. Fills gaps that auto liability doesn't cover.
Occupational Accident
Provides benefits for medical expenses, disability, and accidental death for owner operators who aren't covered by workers' compensation. An important safety net for independent drivers.
Our Approach
A Broker Who Works for You, Not for an Insurance Company
Kingsway Insurance Solutions is an independent broker. That means we're not tied to any single carrier — we shop your coverage across multiple markets to find options that fit your operation and your budget.
We work with trucking businesses across the country, but we operate like a local shop. You'll talk to a real person who knows the trucking industry, not a call center. We're available when you need us, including at renewal time when it matters most.
No pressure, no runaround. Just straightforward help finding coverage that makes sense for the way you work.
Ready to Get Coverage That Fits Your Operation?
Tell us about your trucks and we'll get to work finding the right coverage.
We'll ask you for:
- Name
- Phone
- Business Name
- DOT Number
- Number of Trucks
- State
- Renewal Date
No commitment required. We'll review your information and reach out to discuss your options.